Mon, 31 August 2015
According to credit behemoth Discover, 82% of U.S. customers used online banking in the last 30 days. But they aren’t just using a standalone computer for their banking needs; they’re turning to smartphones, tablets, and other mobile devices to get the job done. In fact, according to recent data, the number of people banking on […] The post Online vs. Traditional Banking: Which is Better? appeared first on The Dough Roller. |
Sun, 30 August 2015
The stock market has been on a roller coaster ride this month. Just over a week ago the S&P 500 fell from over 2,100 to below 1,900, a drop of more than 10%. Then it recovered to finish last week at just under 2,000. What a ride! The financial press had a field day. Here […] The post 3 Reasons to Cheer a Stock Market Crash appeared first on The Dough Roller. |
Mon, 24 August 2015
One of the conundrums faced by anyone who wants to retire early is the 10% additional tax on certain early distributions from many retirement accounts. For example, if you retire at 50, you won’t be able to access pre-tax retirement accounts without incurring the 10% additional tax, unless you qualify for one of the exceptions […] The post 5 Ways Early Retirees Can Avoid the 10% Penalty on Early Distributions appeared first on The Dough Roller. |
Mon, 17 August 2015
All to often we make investing far more complicated than it really is. I was guilty of this when I first started investing back in 1993. Like the search for the Holy Grail, I was convinced that there was a perfect asset allocation plan. And I searched for it. I spent hours upon hours trying […] The post The Perfect Asset Allocation Plan appeared first on The Dough Roller. |
Fri, 14 August 2015
Imagine you spend 30 or 40 years saving and investing for retirement. With a long investing horizon, you stick with an aggressive asset allocation of 70% or more in equities. Now it’s time to retire and start spending some of your wealth. How should you invest? It’s a tricky issue. On the one hand you […] The post How to Invest During Retirement – An Interview with Dr. Wade Pfau appeared first on The Dough Roller. |
Tue, 4 August 2015
Not everybody has the luxury to make a down payment of a home of more than 20%. But if you do, how do you decide just how big of a down payment to make? That’s the question we received recently from a reader named Kevin: Here’s the email: Hi Rob, My wife and I are […] The post How Much Money Should You Put Down on a House? appeared first on The Dough Roller. |