The Dough Roller Money Podcast

Several years ago I met Betterment’s founder and CEO, Jon Stein. At the time, Betterment was just getting started, and we had a chance to talk about what Betterment offered investors. Since then Betterment has grown significantly, with over $500 million under management. To find out what is new and to learn more about Betterment, […]

The post DR 070: Investing Made Easy – An Interview with Betterment Founder Jon Stein appeared first on The Dough Roller.

Direct download: DR_070-Betterment.mp3
Category: -- posted at: 7:29am EDT

Dave Ramsey may have helped you climb out of debt, but should you now follow his investing advice? His views on investing have come under fire lately. From his claim that stocks return 12% annually to his love of growth mutual funds, professional advisors have not been shy about their criticism. (Save Like Dave Ramsey. […]

The post DR 069: Are Dave Ramsey’s Investing ELPs Good for Your Wealth? appeared first on The Dough Roller.

Direct download: DR_069--Dave_Ramsey_ELPs.mp3
Category: -- posted at: 8:58am EDT

How can the numbers 50, 20, and 30 help you manage your finances? Today, we’re going to talk about the 50-20-30 rule of budgeting. A company called LearnVest popularized this rule of budgeting recently, but it’s been around long before them. I’ve seen many financial experts write about it, as well. The bottom line is […]

The post Is the 50-20-30 Budget a Good Rule of Thumb? appeared first on The Dough Roller.

Direct download: DR_068--50-20-30_Budget_1.mp3
Category: -- posted at: 8:39am EDT

We’ve been getting lots of reader questions recently on student loans – what to do with them, how to pay them off, and whether or not to consolidate them. Luckily, I was recently contacted by a relatively new company, SoFi. This company specializes in consolidating and refinancing student loans, and it could offer a great […]

The post DR 066: How to Refinance Your Student Loans – Interview with Dan Macklin of SoFi appeared first on The Dough Roller.

Direct download: DR_066-SoFi_with_Dan_Macklin.mp3
Category: -- posted at: 8:35am EDT

What happens to your Facebook account if you die? And would your relatives be able to access your online bank accounts, should the worst happen? What tools can you use to manage all the login credentials for these online accounts so that you can easily get them to the right people at the right time? […]

The post DR 065: How to Pass Your Digital Assets to Your Loved Ones When You Die appeared first on The Dough Roller.

Direct download: DR_065--Digital_Assets.mp3
Category: -- posted at: 8:31am EDT

What can we learn from a man who has blogged about personal finances for over 8 years? Quite a lot as it turns out. JD Roth has much to say on how to make better financial choices, and about what personal development has to do with personal finance. Topics Covered in the Interview How JD […]

The post DR 064: How to Manage Your Money Like a CFO–Interview with JD Roth appeared first on The Dough Roller.

Direct download: DR_064--Get_Rich_Slowly-JD_Roth.mp3
Category: -- posted at: 7:22am EDT

I recently read an article by John Bogle, the founder of Vanguard. The article, The Arithmetic of “All-In” Investment Expenses, is a very detailed piece about investing costs over and above what’s reflected in the expense ratio of a fund or ETF. There are four “hidden” mutual fund fees that aren’t captured in the expense […]

The post DR 063: The Four Hidden Fees of Mutual Funds (This Could Save You 33%!) appeared first on The Dough Roller.

Direct download: DR_063--The_4_Hidden_Fees_of_Mutual_Funds.mp3
Category: -- posted at: 6:01am EDT

I‘ve received several emails recently about the topic of hiring an investment advisor. This is a very important question, and I suspect many wrestleg with this issue. Whether you’re just starting out and trying to figure out how to invest, or you’re nearing retirement with a decent nest egg, you may be thinking about this […]

The post DR 062: 3 Questions to Ask Before You Hire a Financial Advisor appeared first on The Dough Roller.

Direct download: DR_062--Should_you_hire_an_investment_advisor_to_manage_your_investments.mp3
Category: -- posted at: 11:16am EDT

Why does the excitement of a pay raise wear off in just a few months? Why does the “shine” of your new gadget or gorgeous new home wear off so quickly? The answer is hedonic adaptation. Some people also call it the hedonic treadmill. It sounds philosophical, but it’s really relevant to how we make […]

The post DR 061: 6 Ways to Harness the Power of Hedonic Adaptation appeared first on The Dough Roller.

Direct download: DR_061--Hedonic_Adaptation_1.mp3
Category: -- posted at: 7:20am EDT

What are dividends, buybacks, and stock splits? Are they good or bad for investors. These things have a big impact on investors, but many investors don’t really understand them. So we’re going to talk about what these three things are in the context of a popular, well-known company – Apple. Recently, Apple announced its second […]

The post DR 060: The Basics of Dividends, Stock Splits, and Buybacks appeared first on The Dough Roller.

Direct download: DR_060--Stock_Dividends_Buybacks_and_Splits.mp3
Category: -- posted at: 7:47am EDT

Is renting or buying a home better? How do you determine which is right for you? Is there a basic rule of thumb you can use to make this decision? A reader named Joe recently wrote in asking if it’s better for him to rent or buy. This is a timely question, and it’s one […]

The post DR 059: Should You Rent a Home or Buy One? appeared first on The Dough Roller.

Direct download: DR_059--Renting_vs_Buying_a_Home_1.mp3
Category: -- posted at: 11:19pm EDT

A reader named Aaron sent me an email recently asking about gold and silver. He wanted to know if they should be a part of a diversified portfolio. He writes: Hi, Rob. I enjoy reading your tips, and I’ve put a lot of them in place for our retirement savings. My question is: what is […]

The post DR 058: 6 Reasons Gold is a Terrible Investment appeared first on The Dough Roller.

Direct download: DR_058--Is_Gold_a_Good_Investment_1.mp3
Category: -- posted at: 7:34am EDT

In the most recent State of the Union Address, President Obama unveiled the myRA – My Retirement Account. Another retirement savings option? Yes. In addition to 401k, 403b, IRA, Roth IRA and a host of other types of retirement accounts, later this year we can add the myRA to the list. In this article we’ll […]

The post DR 057: 9 Things to Know About the myRA appeared first on The Dough Roller.

Direct download: DR_057--myRA_Accounts_1.mp3
Category: -- posted at: 1:07pm EDT

How can you budget like a Zen master without tracking every dime you spend? How do you budget for those oddball expenses that pop up from time to time? As someone who goes in budgeting spurts, I’ve learned the hard way how to make our budget work. Recently, this has been at the forefront of […]

The post 7 Ways to Budget Like a Zen Master appeared first on The Dough Roller.

Direct download: DR_056--7_Ways_to_Budget_Like_a_Zen_Master_1.mp3
Category: -- posted at: 8:33am EDT

A great success story can be very motivating. And that’s exactly what Beverly Harzog brings us in today’s podcast. Beverly describes how she sunk into $20,000 of credit card debt, maxing out all seven of her cards. But her story doesn’t stop there. She then shares with us how she climbed out of the debt […]

The post DR 055: Beverly Harzog: How She Paid Off $20,000 of Credit Card Debt in 2 Years appeared first on The Dough Roller.

Direct download: DR_055--Credit_Junkie_with_Beverly_Harzog_2.mp3
Category: -- posted at: 8:14am EDT

A number of new ways to make investing easier have launched over the past few years. One is Motif Investing, which I reviewed some time ago. It’s a fascinating way to approach investing, combining low costs and tremendous flexibility. It such a unique option that I invited Motif’s Vice President of Investment Products, Tuhin Ghosh, […]

The post DR 054: Motif Investing: Interview with Tuhin Ghosh, Vice President of Investment Products appeared first on The Dough Roller.

Direct download: DR_054--Motif_Investing.mp3
Category: -- posted at: 4:00am EDT

Recently, a reader named John wrote in asking about leasing vs. buying a car. Here is John’s question: I was wondering what your input is in regard to buying vehicles? For example, I’m in the process right now of selling a vehicle for a good buck. Would you suggest reinvesting this money in a used […]

The post DR 053: Should You Lease or Buy a Car? appeared first on The Dough Roller.

Direct download: DR_053--Lease_vs_Buying_a_Car_1.mp3
Category: -- posted at: 3:15pm EDT

In the last podcast, we talked about why rebalancing your investment portfolio is important and how to create a rebalancing plan. Today we are going to walk through step-by-step how to actually rebalance your retirement and other investments. As we discussed in the last podcast, you can rebalance your assets based on frequency, threshold, or […]

The post DR 052: A Step-by-Step Guide to Rebalancing Your Investments appeared first on The Dough Roller.

Direct download: DR_052--Rebalancing_Your_Investments--Part_2.mp3
Category: -- posted at: 8:54am EDT

Rebalancing your investment portfolio is an important part of managing your money. Having carefully selected your asset allocation, rebalancing ensures that your investments stay in line with the allocation you’ve chosen. In this article (and podcast) we cover creating a rebalancing plan. We’ll cover topics such as how often to rebalance (frequency) and what to […]

The post DR 051: Rebalancing–How to Create a Plan to Easily Rebalance Your Investments appeared first on The Dough Roller.

Direct download: DR_051--Rebalancing_Your_Investments--Part_1.mp3
Category: -- posted at: 9:03am EDT

Are you ready to retire? Have you done all of the things you should have in the few years leading up to retirement? These are the questions our guest today has answered in her comprehensive book on retirement readiness, The Five Years Before You Retire. I had the pleasure of interviewing author Emily Birken to […]

The post DR 050: How to Prepare as You Near Retirement [Interview with Author Emily Birken] appeared first on The Dough Roller.

Direct download: DR_050--Emily_Birken.mp3
Category: -- posted at: 4:00am EDT

In the 31-Day Money Challenge, we covered the basics of asset allocation. Today we are going to focus more specifically on how much to invest in stocks and how much in bonds. The stock/bond allocation is the most important piece of asset allocation. The question of stocks vs. bonds is much more important than the […]

The post DR 049: How Much of Your Retirement Nest Egg Should You Invest in Stocks? appeared first on The Dough Roller.

Direct download: DR_049--Stocks_vs_Bonds.mp3
Category: -- posted at: 7:08am EDT

The four letter word of personal finance is debt.  Most of us have it; none of us wants it.  I’ve written a lot about how to get out of debt.  Today I’m excited to have Liz Weston, author of Deal With Your Debt, on the podcast. We cover a lot of questions about debt, credit, […]

The post DR 048: How to Deal with Your Debt–An Interview with Author Liz Weston appeared first on The Dough Roller.

Direct download: DR_048--Liz_Weston.mp3
Category: -- posted at: 5:00am EDT

I recently started collecting coins. I only have a handful right now: mainly Morgan silver dollars. I tend to just pay $40 or $50 for a nice coin, and I don’t have a particularly valuable collection. I just enjoy collecting them. One of my coins is a Morgan silver dollar from 1878. It’s an S […]

The post DR 047: How to Value a Coin Collection appeared first on The Dough Roller.

Direct download: DR_047--How_to_Value_a_Coin_Collectin_1.mp3
Category: -- posted at: 9:00am EDT

What do retirement planning professionals from Vanguard have to say about retirement topics like the 4% rule? In today’s podcast I interview two investment analysts at Vanguard with over 35 years of combined experience – Maria Bruno, CFP and Colleen Jaconetti, CFP. We talk about everything from the 4% rule to portfolio balancing issues to […]

The post 4% Retirement Withdrawal Rule–An Interview with Vanguard’s Maria Bruno and Colleen Jaconetti appeared first on The Dough Roller.

Direct download: DR_046--Retirement_Planning_with_Vanguard_1.mp3
Category: -- posted at: 7:47am EDT

New investors face unique obstacles. There’s the learning curve. Clear that and there’s still the hurdle of having little money to invest (although there are easy solutions to that one). And then there’s the question of executing an asset allocation plan when you have little capital. That’s the question a reader named Daniel recently asked: […]

The post DR 045: How to Diversify Investments When You’re Just Starting to Invest appeared first on The Dough Roller.

Direct download: DR_045--Asset_Allocation_with_Little_Money.mp3
Category: -- posted at: 12:23am EDT

A reader named Kathleen recently emailed me with a lesson she learned with balance transfer credit cards: Hi Rob, I just rolled over one of my credit cards to another at 0%, which has been very successful for me at paying off credit card debt. But I realized in retrospect that I did not do […]

The post DR 044: 10 Tips on Using Balance Transfer Credit Cards to Get Out of Debt appeared first on The Dough Roller.

Direct download: DR_044--10_Tips_on_Balance_Transfer_Cards.mp3
Category: -- posted at: 12:59pm EDT

I encountered a big problem when I first started investing. Maybe you’ve encountered it, too. I would read a lot of books on investing. Two of my favorites are Rick Ferri’s All About Asset Allocation and William Bernstein’s The Four Pillars of Investing. These books cover asset allocation, and in All About Asset Allocation, describe […]

The post DR 043: How to Compare Mutual Funds in Under 60 Seconds appeared first on The Dough Roller.

Direct download: DR_043--How_to_Compare_Mutual_Funds.mp3
Category: -- posted at: 2:20pm EDT

The formula thet generates a FICO credit score is made up of several components. Some of these components you would expect to see, such as paying your bills on time. But there is one component that takes a lot of people by surprise: credit inquires. A credit inquiry is a record of every time somebody […]

The post DR 042: A Complete Guide to Hard and Soft Pull Credit Inquiries appeared first on The Dough Roller.

Direct download: DR_042--Does_checking_your_credit_report_hurt_your_credit_score.mp3
Category: -- posted at: 2:30pm EDT

Excerpts from Warren Buffett’s letter to Berkshire Hathaway investors have been released. In the latest excerpt, Buffett talks about investing in mutual funds, of all things. Specifically, in his will he leaves money to his wife in trust. He has provided guidance on how he thinks the trustee should invest these funds. Think he wants […]

The post DR 041: A Rare Glimpse into Warren Buffett’s Asset Allocation Plan (including the mutual fund he would pick) appeared first on The Dough Roller.

Direct download: DR_041--Warren_Buffett_Asset_Allocation.mp3
Category: -- posted at: 11:41am EDT

Even if you exceed the income limits for contribution to a Roth IRA, you may still be able to take advantage of this excellent additional retirement account option. You can work through what’s called a “backdoor Roth,” which basically means that you convert traditional IRA contributions into a Roth IRA. The process gets a little […]

The post DR 040: How Best to Use a Backdoor Roth IRA appeared first on The Dough Roller.

Direct download: DR_040--Backdoor_Roth_IRA.mp3
Category: -- posted at: 11:59am EDT

Following the conclusion of my 31-Day Money Challenge, I’ve had several people email me about the difference between mutual funds and ETFs (exchange traded funds). A quick review of opinions online may lead some to think ETFs are better than mutual funds. There is a lot of information suggesting, for example, that ETFs are less […]

The post DR 039: Mutual Funds vs. ETFs–Does it Really Matter? appeared first on The Dough Roller.

Direct download: 39--Mutual_Funds_vs_ETFs.mp3
Category:general -- posted at: 2:00pm EDT

This is the last day in our 31-Day Money Challenge. Over the past 31 days, I’ve published 31 podcasts, each designed to help you move closer to financial freedom. Yesterday was talked about retirement accounts. In today’s podcast, we wrap up the series with a number of great questions submitted by you. Sponsors: The 31-Day […]

The post The Dough Roller Podcast Listener Q&A Edition appeared first on The Dough Roller.

Direct download: DR_038--31-Day_Wrap_Up.mp3
Category:general -- posted at: 10:00am EDT

This is the thirtieth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday was all about mortgages. In today’s podcast, we cover the basics of retirement accounts (401k, IRA, and Roth accounts). Sponsors: The 31-Day Money Podcast is sponsored by […]

The post 5 Steps to a Perfect Retirement Savings Plan appeared first on The Dough Roller.

Direct download: DR_037--Retirement_Accounts.mp3
Category:general -- posted at: 12:00pm EDT

This is the twenty-ninth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at an how one couple built a 6-figure eCommerce business in under a year.. In today’s podcast, we cover the basics of mortgages. Sponsors: The […]

The post 6 Mortgage Tips Every Future Homeowner Should Know appeared first on The Dough Roller.

Direct download: DR_036--Mortgages.mp3
Category:general -- posted at: 6:00pm EDT

This is the twenty-eighth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed J. Money about how he earns money blogging. In today’s podcast, I interview Steve Chou about how he and his wife started a 6-figure eCommerce […]

The post How to Start an Online eCommerce Business [Interview with Steve Chou] appeared first on The Dough Roller.

Direct download: DR_035--Steve_Chou.mp3
Category:general -- posted at: 3:00pm EDT

This is the twenty-seventh day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we talked about term life insurance with CFP, Jeff Rose. In today’s podcast, I interview J. Money of BudgetsAreSexy.com about ways he’s made money with side hustles. […]

The post How to Earn Money with Side Hustles [A Case Study with J. Money] appeared first on The Dough Roller.

Direct download: DR_034--Side_Hustles_with_J_Money.mp3
Category:general -- posted at: 12:00pm EDT

This is the twenty-sixth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at an asset allocation tool called Jemstep. In today’s podcast, we talk about life insurance with Certified Financial Planner, Jeff Rose. Sponsors: The 31-Day Money […]

The post All About Term Life Insurance [Interview with Jeff Rose] appeared first on The Dough Roller.

Direct download: DR_033--Jeff_Rose.mp3
Category:general -- posted at: 10:00am EDT

This is the twenty-fifth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we covered how to tell if you are on track to retire. In today’s podcast, I interview Simon Roy of Jemstep, an online asset allocation and investment […]

The post Jemstep–an Asset Allocation and Investment Selection Tool appeared first on The Dough Roller.

Direct download: DR_032--JemStep.mp3
Category:general -- posted at: 3:00pm EDT

This is the twenty-fourth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday I interviewed Brandon Turner about real estate investing. Today I’m going to cover a number of reader comments and questions, and give you a simple tool to […]

The post How to Tell If You Are on Track to Retire appeared first on The Dough Roller.

Direct download: DR_031--Money_Ratios.mp3
Category:general -- posted at: 3:00pm EDT

This is the twenty-third day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday I shared my own asset allocation and investment selections. Today I’m excited to share with you an interview with Brandon Turner about how he started from nothing […]

The post How to Invest in Real Estate [Case Study with Brandon Turner] appeared first on The Dough Roller.

Direct download: DR_030--Brandon_Turner.mp3
Category:general -- posted at: 10:00am EDT

This is the twenty-second day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we discussed the importance of keeping mutual fund fees as low as possible. In today’s podcast, I share my own asset allocation plan and the investments I’ve […]

The post My Investment Portfolio appeared first on The Dough Roller.

Direct download: DR_029--My_Investment_Portfolio.mp3
Category:general -- posted at: 6:00am EDT

This is the twenty-first day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed Stig Nybo about how to become a super saver. In today’s podcast, we look at mutual fund costs, why the matter, and how to keep […]

The post How and Why to Keep Investing Costs Low appeared first on The Dough Roller.

Direct download: DR_028--Investing_Costs.mp3
Category:general -- posted at: 6:00am EDT

This is the twentieth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at how to pick mutual funds to implement an asset allocation plan. In today’s podcast, we explore what it means to become a Super Savor […]

The post How to Become a Retirement Super Saver [Interview with Stig Nybo] appeared first on The Dough Roller.

Direct download: DR_027--Stig_Nybo.mp3
Category:general -- posted at: 6:00am EDT

This is the nineteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we covered how to create an asset allocation plan. In today’s podcast, we’ll look at how you pick mutual funds to implement your asset allocation plan. Sponsors: […]

The post How to Evaluate and Pick Mutual Funds appeared first on The Dough Roller.

Direct download: DR_026--Picking_Mutual_Funds_1.mp3
Category:general -- posted at: 6:00am EDT

This is the eighteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday I interviewed author Larry Swedroe about his book, Think, Act, and Invest Like Warren Buffett. In today’s podcast, we cover how to build an asset allocation plan. […]

The post How to Create an Asset Allocation Plan appeared first on The Dough Roller.

Direct download: DR_025--Asset_Allocation.mp3
Category:general -- posted at: 6:00am EDT

This is the seventeenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at why it’s important to invest like a business owner. In today’s podcast, we interview Larry Swedroe, author of Think, Act, and Invest Like Warren […]

The post DR 024: How to Invest Like Warren Buffett [Interview withLarry Swedroe] appeared first on The Dough Roller.

Direct download: DR024--Larry_Swedroe.mp3
Category:general -- posted at: 6:00am EDT

This is the sixteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed Carl Richards, author of The Behavior Gap. In today’s podcast, we look at why it’s important to think like a business owner when it comes […]

The post Why You Should Invest Like a Business Owner appeared first on The Dough Roller.

Direct download: DR023--Earnings.mp3
Category:general -- posted at: 6:00am EDT

This is the fifteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at juggling competing financial goals, like getting out of debt and saving for retirement. In today’s podcast, we turn to investing with an interview of […]

The post Interview with Carl Richards, Author of The Behavior Gap appeared first on The Dough Roller.

Direct download: DR_022--Carl_Richards.mp3
Category:general -- posted at: 6:00am EDT

This is the fourteen day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at the debt snowball. In today’s podcast, we look at how to tackle multiple financial goals at the same time. Sponsors: The 31-Day Money Podcast […]

The post Which Way is Up? appeared first on The Dough Roller.

Direct download: DR_021--Which_Way_is_Up.mp3
Category:general -- posted at: 6:00am EDT

This is the thirteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we started a 3-Day series on how to get out of debt. In today’s podcast, we look at the debt snowball. Sponsors: The 31-Day Money Podcast is […]

The post The Debt Snowball appeared first on The Dough Roller.

Direct download: DR_020--The_Debt_Snowball.mp3
Category:general -- posted at: 6:00am EDT

This is the twelfth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we had Maxine Sweet from Experian on the show to talk about improving your credit. In today’s podcast, we start a 3-day series on getting out of […]

The post How to Get Out of Debt appeared first on The Dough Roller.

Direct download: DR_019--Get_out_of_debt.mp3
Category:general -- posted at: 6:00am EDT

This is the eleventh day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at credit score basics. In today’s podcast, we welcome to the show Experian’s credit expert, Maxine Sweet. Sponsors: The 31-Day Money Podcast is sponsored by […]

The post Interview with Experian Credit Expert, Maxine Sweet appeared first on The Dough Roller.

Direct download: DR_018--Maxine_Sweet_of_Experian.mp3
Category:general -- posted at: 6:00am EDT

This is the tenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday I answered reader questions on everything from timeshares to social security. In today’s podcast, we look at the importance of credit scores and how they are calculated. […]

The post Credit Scores 101 appeared first on The Dough Roller.

Direct download: DR_017--Credit_Scores_101.mp3
Category:general -- posted at: 6:00am EDT

This is the ninth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at my 10 favorite money management tools. In today’s podcast, I answer some questions sent in by readers. Sponsors: The 31-Day Money Podcast is sponsored […]

The post Reader Q&A appeared first on The Dough Roller.

Direct download: DR_016--Reader_QandA.mp3
Category:general -- posted at: 6:00am EDT

This is the eighth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at the 20 ways to save without sacrifice. In today’s podcast, we talk about 10 money management tools that I’ve found to be very helpful. […]

The post 10 Money Management Tools to Build Wealth appeared first on The Dough Roller.

Direct download: DR_015--10_Money_Management_Tools.mp3
Category:general -- posted at: 6:00am EDT

This is the seventh day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at the One-N-Done method of saving serious money. In today’s podcast, we talk about other ways to save money without pain or sacrifice. Sponsors: The […]

The post 20 Ways to Save Money Without Pain or Sacrifice appeared first on The Dough Roller.

Direct download: DR_014--20_Painless_Ways_to_Save_Money.mp3
Category:general -- posted at: 6:00am EDT

This is the sixth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed YNAB-founder Jesse Mecham on the 4 rules of budgeting. In today’s podcast, we talk about the one-n-done way to save serious money.. Sponsors: The 31-Day […]

The post The One-N-Done Method of Saving Serious Dough appeared first on The Dough Roller.

Direct download: DR_013--One-N-Done.mp3
Category:general -- posted at: 6:00am EDT

This is the fifth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we covered 7 tips for effective and stress-free budgeting. In today’s podcast, we Jesse Mecham, founder of You Need a Budget (YNAB). Sponsors: The 31-Day Money Podcast […]

The post The Four Rules of Budgeting [with Jesse Mecham of YNAB] appeared first on The Dough Roller.

Direct download: DR_012--Jesse_Mecham.mp3
Category:general -- posted at: 6:00am EDT

This is the fourth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we walked through how to prepare your net worth statement. In today’s podcast, we discuss 7 tips for effective and stress-free budgeting. Sponsors: The 31-Day Money Podcast […]

The post 7 Tips for Effective and Stress-free Budgeting appeared first on The Dough Roller.

Direct download: DR_011--7_Tips_for_Stressfree_Budgeting.mp3
Category:general -- posted at: 6:00am EDT

This is the third day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at how to set financial goals you’ll actually achieve. In today’s podcast, we discuss the importance of a net worth statement, how to prepare one, […]

The post How and Why to Track Your Net Worth appeared first on The Dough Roller.

Direct download: DR_010--Net_Worth_Statement.mp3
Category:general -- posted at: 6:00am EDT

This is the second day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed Jean Chatzky about financial freedom. In today’s podcast, we cover how to set effective financial goals you’ll actually achieve. Sponsors: The 31-Day Money Podcast is […]

The post How to Set Effective Financial Goals You’ll Actually Achieve appeared first on The Dough Roller.

Direct download: DR009--Setting_Goals.mp3
Category:general -- posted at: 6:00am EDT

This is the first day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. In today’s podcast, we interview Jean Chatzky of the Today Show to gain a better understanding of what financial freedom is, how we can achieve it, and what […]

The post What is Financial Freedom [with Jean Chatzky] appeared first on The Dough Roller.

Direct download: DR_008--Financial_Freedom--Jean_Chatzky_Day_1.mp3
Category:general -- posted at: 6:00am EDT

Imagine working hard for all of nine years. And then at the ripe old age of 30, you and your spouse retire to start a family. While it may sound like a fairy tale, that’s exactly what an engineer named Pete did. Pete is better known as Mr. Money Mustache. We talk a bit about […]

The post DR 007: How to Retire at Age 30 [with Mr. Money Mustache] appeared first on The Dough Roller.

Direct download: DR007--MrMoneyMustache.mp3
Category:general -- posted at: 12:00pm EDT

Imagine you’re a CPA preparing tax returns for clients. Over the years you hear the same tax questions over and over again. So one day you decide to write a short book answering the most common tax questions and publish the book on Amazon. While you knew you could make money from the book, that […]

The post DR 006: How to Make 6-Figures Publishing Books on Amazon [with Mike Piper] appeared first on The Dough Roller.

Direct download: DR_006--Mike_Piper.mp3
Category:general -- posted at: 8:26pm EDT

Preparing for retirement requires us to make a number of critical judgments. From how much we should be saving to how to invest our savings, these decisions will have a major impact on our ability to retire and the lifestyle we’ll enjoy during retirement. To that end, Fidelity has just released a new study on […]

The post DR 005: 6 Accelerators to Improve Retirement Preparedness with Fidelity’s John Sweeney appeared first on The Dough Roller.

Direct download: DR_005--John_Sweeney.mp3
Category:general -- posted at: 8:30am EDT

In this 4th episode of the Dough Roller Podcast, I interview Nate Purpura of eHealth. Nate and the folks at eHealth are experts when it comes to Obamacare. Given all of the questions and uncertainties surrounding the Affordable Care Act, I was thrilled when Nate agreed to come on the show. The Topics Covered on […]

The post DR 004: Obamacare FAQs with Nate Purpura of eHealth appeared first on The Dough Roller.

Direct download: DR_004--Nate_Purpura.mp3
Category:general -- posted at: 10:10am EDT

One of the best books on investing is All About Asset Allocation by Rick Ferri. He’s written several great investing books, but AAAA is my favorite. It’s a must read, particularly if you’re just starting out or want to learn more about passive investing. In October of this year at a personal finance bloggers conference […]

The post DR 003: How to Invest for Retirement with Rick Ferri appeared first on The Dough Roller.

Direct download: DR_003_Rick_Ferri.mp3
Category:general -- posted at: 8:17am EDT

Credit scores and reports are as confusing as they are important. Since 2007 when Dough Roller launched, I’ve fielded hundreds of questions about credit reports and scores. What I’ve learned is just how much misinformation is out there about how FICO and credit reports actually work. So it was fitting for Episode 002 of the […]

The post DR 002: How to Improve Your FICO Score with Credit Expert Tom Quinn appeared first on The Dough Roller.

Direct download: DR_002--Tom_Quinn.mp3
Category:general -- posted at: 1:11pm EDT

On this Veterans Day, I’m happy to announce the launch of the Dough Roller Podcast.  It’s been a long time in the making, and while I don’t have all the kinks worked out, it is off to a good start. To commemorate Veterans Day, in this first episode I interview Ryan Guina.  Ryan served in […]

The post DR 001: How to Make the Most of Veterans Benefits appeared first on The Dough Roller.

Direct download: DR_001.mp3
Category:general -- posted at: 4:00pm EDT